Over the years, Medicare has provided health insurance coverage to more than 60 million people nationwide. Individuals above 65 years and those with disabilities have benefited from this health insurance coverage. However, not all healthcare-related expenses are covered by Medicare; some things are excluded. In such scenarios, people should cover the remaining costs by taking supplemental insurance. Some things and services that are not covered by Medicare are listed below. 11 things Medicare doesn’t cover Regular physical exams Medicare doesn’t cover the expenses for routine physical exams that are not related to any diagnosis or treatment of any health condition or symptoms. However, Medicare has been expanded to provide coverage of checkups under certain circumstances. These include a one-time checkup in the first year of enrolling for Medicare Part B. Then, for subsequent years, coverage is provided for annual wellness visits. Eye exams and opticians The original Medicare covers certain eye health-related expenses, such as cataract surgery. However, it doesn’t cover others, such as expenses for contact lenses, expenses for glasses, and routine eye exams. Also, Medigap plans, which are the supplemental insurance plans offered by private insurance providers, do not cover these expenses. However, a few Medicare Advantage plans may cover the expenses for prescription glasses or routine eye checkups. Hearing aids Medicare covers certain ear conditions and hearing exams that a doctor has prescribed to diagnose an ear-related condition. In addition, it covers ear cleaning if a health expert deems it necessary. However, Medicare doesn’t cover hearing aids and routine hearing exams. However, certain Medicare Advantage plans may include coverage for some hearing-related requirements. Dental care work Medicare does not cover most dental work. These include dental procedures and supplies such as tooth extractions, cleanings, dental plates, fillings, dentures, and dental devices. However, the original Medicare plan may cover certain dental services if these have to be done as part of other healthcare procedures already covered.

A DIY auto repair project sounds like a lot of work, and while that’s true, it is also a fun activity for car enthusiasts. Besides, it is usually good to have some basic knowledge about the vehicle you own, and what better way to learn than work on DIY projects? However, there are some tips and tricks you must know when getting into some auto repair project, so read on further to learn these. Find the right spot A car project is no quick job; it needs time and patience. So, simply parking the car in your driveway and working on it will not cut it. Find the right spot for your car – a garage or the basement. If you don’t have the space, maybe a friend or kin can help you with the appropriate space. Weigh your options before committing to the job. While trying to answer these questions, also think of whether you have the time and resources to work on the car. This could take days, weeks, or months to repair. You do not need many specialized tools to do your DIY repair work, but just in case you believe otherwise, you can also speak to a nearby auto shop and ask to borrow some of the tools. They may ask for a deposit, but once you are done using them and return them in good condition, you can get your deposit back. Put your research together Now whether you are restoring your old car or working on a small problem with the new car, it is possible that someone has found a DIY solution to it. Thanks to the vast number of videos and tutorials online, you can easily find some answers on popular sites instead of going in completely clueless about the project. Also, there are some companies which offer repair manuals, so that may be a good place for you to start looking for information.

Buying a truck is a massive investment. On top of that, people tend to use trucks for several years, if not decades, due to the tough, enduring nature of these vehicles. Therefore, it is imperative to get everything right when purchasing a truck. There is a list of factors to ensure and another list of things to avoid while purchasing a massive people and load carrier. Here are the main dos and don’ts of buying trucks: Dos Here are the things one needs to ensure before putting down their hard-earned money on a truck: Check if the dealer provides an extended warranty Certain dealerships offer an extended warranty option for buyers. This is a useful alternative as it provides financial cover for repairs beyond the initially offered warranty period. Buyers must research which dealers offer this avenue on their trucks, as it tends to be rare. Also, one downside of an extended warranty is that buying and accommodating a purchase deal can be expensive. However, it is an option worth considering just for the ease of ownership and use it brings to a truck purchase deal. Truck owners would not have to worry about paying exorbitant repair fees for many years if they included an extended warranty when buying the vehicle of their dreams. Check towing and hauling capacity Towing and hauling capacity are the most critical aspects of purchasing a truck for many buyers. Fleet truck service providers mainly purchase trucks for commercial purposes. Trucks need to deliver massive payloads across large distances. So, in short, the larger a truck’s towing and hauling capacity, the more utility it will have for the individuals or companies purchasing it. Evaluate bed and cabin size Apart from commercial use, trucks may also be used to transport many people or family members. This means that cabin size and bed proportions are just as critical as towing capacity for buyers.